Which person has the most debt on earth?

I'm curious, who on Earth owes the most money? It's an intriguing question, isn't it? With the world of finance and cryptocurrencies constantly evolving, I'm sure there are individuals who have accumulated immense debts. Perhaps it's a billionaire who overextended themselves in some high-risk investment, or maybe it's a nation-state facing trillions in financial obligations. Who knows? It would be fascinating to find out who holds the title of the world's most indebted individual.