XRP To Take Over The Solana Meme Coin Craze? Analyst Reveals Top Meme Picks To Buy Now

Forget the dog pictures and cartoon frogs—the next wave of meme mania might just have a serious payment backbone. While Solana's ecosystem has been the undisputed playground for viral tokens, a growing chorus is asking: could XRP be the next meme coin frontier?

The Analyst's Take

One prominent crypto analyst is making the case for an XRP meme coin takeover, pointing to the network's established infrastructure and institutional ties as a fertile ground for the next generation of joke assets with real utility—or at least, real trading volume. The argument hinges on XRP's core strengths: blisteringly fast settlement times and negligible transaction costs, the very engine that could power a meme economy without the gas fee heartburn.

Memes With Muscle?

The suggested picks aren't your average copy-paste animal tokens. The focus is on projects attempting to bridge the gap between viral hype and the tangible use cases of the XRP Ledger. Think meme coins that integrate with micropayments, NFT marketplaces, or even decentralized identity—ambitions that sound almost sensible until you remember the word 'meme' is in the name. It's the classic crypto promise: disrupt finance, but make it funny.

The Cynical Counter

Let's be real—this is still the meme coin casino, just with a potentially faster payment rail. The allure is undeniable: catch the right wave on a network primed for mainstream finance, and the gains could be legendary. The risk? You're betting on internet jokes in a sector where 'fundamentals' are often just a charismatic anonymous Twitter account and a well-timed Elon Musk tweet.

XRP's community, long focused on banking partnerships and regulatory clarity, might finally be ready to embrace its silly side. Whether that translates to a sustainable ecosystem or just another speculative bubble waiting for the pin is the multi-million dollar question. After all, in crypto, the line between a revolutionary payment protocol and a vehicle for degenerate gambling is often just a meme away.

Why Analysts Foresee An XRP Meme Coin Takeover

On January 6, 2026, the analyst outlined an investment approach for XRP meme coins that prioritizes capital efficiency and market dynamics, highlighting tokens where strategic positioning can maximize potential returns. He cited the Solana meme coin surge as a reference point, where low transaction costs, rapid execution, and strong community-driven momentum allowed small-cap tokens to deliver outsized returns within compressed timeframes.

The argument now shifts to the XRP Ledger, which offers similar transactional advantages but with a critical distinction: XRPL-based meme coins remain far less crowded and are still trading at comparatively lower valuations. This imbalance, according to the analyst, creates a potential window for capital rotation into ecosystems with room for rapid price expansion.

As XRP’s spot price appreciates, many retail participants find it increasingly difficult to accumulate large positions. The proposed workaround is strategic rotation — reallocating smaller XRP holdings into XRPL-native meme tokens that historically exhibit sharper percentage moves during speculative phases. In such conditions, XRPL meme coins can act as Leveraged proxies to broader XRP sentiment, allowing traders to synthetically increase exposure without additional capital.

Best XRP Meme Coins To Invest In

The analyst’s approach focuses on capital efficiency rather than long-term token holding. He argues that during active meme cycles, reallocating a relatively small XRP position into select XRPL meme coins can significantly increase exposure. In practical terms, he suggests that pushing roughly $2,000 into a basket of high-momentum XRPL meme tokens could realistically scale into $10,000 if meme liquidity turns aggressive. The objective is not to hold meme assets indefinitely, but to convert short-term price acceleration back into a larger XRP position.

The analyst went further to spotlight a handful of XRPL meme coins that currently combine visibility, liquidity, and community traction — factors that tend to matter more than fundamentals in speculative markets. $DROP stands out as an early and recognizable XRPL meme, often attracting liquidity first when sentiment shifts. $ARMY relies on strong community coordination, which can accelerate price movement during hype-driven phases. $FUZZY benefits from simple, character-based branding that appeals quickly to retail traders, while $PHNIX leverages a resurgence narrative that aligns with broader Optimism around the XRP Ledger.

By investing in these XRP meme tokens, the analyst believes investors can amplify their XRP exposure. The opportunity lies in timing and execution, leveraging momentum to potentially turn smaller capital allocations into significantly larger positions, rather than relying on gradual large-cap price appreciation.