Arf and Huma Revolutionize Cross-Border Payments Through Circle’s Stablecoin Network

Global payments just got faster, cheaper, and borderless—thanks to stablecoins.

The Seamless Cross-Border Solution

Arf and Huma's integration with Circle's payments network bypasses traditional banking delays entirely. No more waiting days for international transfers or paying exorbitant fees that make bankers smile all the way to their offshore accounts.

Stablecoin Settlement at Scale

The partnership cuts settlement times from days to seconds while maintaining full regulatory compliance. Transactions flow through USDC—the dollar-pegged stablecoin that actually holds its value, unlike some fiat currencies we could mention.

Financial Infrastructure Reinvented

This isn't just another payment processor—it's foundational infrastructure for the next generation of global commerce. The network handles everything from corporate treasury operations to remittances without the traditional financial intermediaries taking their customary pound of flesh.

Finally, cross-border payments that work like they're supposed to—unless you're emotionally attached to paying unnecessary middlemen.

Stablecoin boom

USDC holds a market value of $73.26 billion. Unlike some other cryptocurrencies, USDC operates within regulated frameworks, offering greater reliability and trust.

The adoption of stablecoins in cross-border transactions and other user cases beyond trading has been steadily growing.

According to Payments Consulting Network, 90% of financial institutions have actively integrated stablecoins, with nearly half already using them for payments. Traditional banks are twice as likely to prioritize cross-border payments, with 58% using stablecoins specifically for international transfers.

According to Treasury & Risk, the overall market for stablecoins is poised to hit $3 trillion by 2028.