XRP Surges 12% as Spot ETFs Smash Records with $48M Influx

Another day, another crypto ETF flex.
The Winning Streak Continues
Spot exchange-traded funds aren't just holding ground—they're on a tear. Fresh capital keeps flooding in, with the latest haul hitting a staggering $48 million. That's not a trickle; it's a wave, signaling institutional hands are getting deeper into the digital cookie jar.
XRP Catches the Wave
Riding that wave of fresh liquidity is XRP, clocking a crisp 12% gain. The move highlights how ETF-driven momentum isn't confined to the usual suspects—it's spreading, lifting assets across the board as the narrative of mainstream adoption gets another shot of adrenaline.
It’s almost enough to make you forget about last quarter's regulatory circus. Almost.
The market's voting with its wallet, pouring record sums into vehicles that offer a sanitized, Wall Street-friendly version of crypto exposure. Whether this is genuine conviction or just fear of missing out on the next tick higher is the billion-dollar question—answered daily, it seems, with another few million in inflows.
Spot XRP ETFs Post Record $48M Inflows, Extend Unbroken Demand Streak
ETF flows were a major driver. Spot XRP exchange-traded funds in the US recorded $48 million in net inflows on Monday, marking their strongest single day since launch.
The products have yet to see a day of net outflows since debuting on Nov. 13, extending a steady run of demand from institutional and advisory channels.
Several XRP ETFs also posted their highest daily trading volumes on record, pushing cumulative inflows past $1 billion in under two months.
The pace of capital entering the products has added a consistent source of demand, helping absorb selling pressure during recent pullbacks.
At the same time, on-chain data points to a shrinking supply of XRP on centralized exchanges. Balances have fallen to multi-year lows, a signal that fewer tokens are readily available for sale.
Record day for #XRP #ETFs with $64.44M in volume! Franklin Templeton led the day with $25.12M! $XRP moved up to $2.34 which is a key resistance price for a major upward breakout! #XRPArmy #XRPCommunity pic.twitter.com/PdaN8PAL3q
— Neil (@NeilTolbert) January 5, 2026Traders often interpret that setup as one where incremental buying can have an outsized impact on price, particularly during periods of rising volume.
The rally has also coincided with a broader shift in market tone.
Since late last week, traders have grown more constructive on the US regulatory outlook following changes at the Securities and Exchange Commission and renewed focus on crypto market structure legislation expected to advance in January.
XRP, which spent much of the past several years weighed down by legal uncertainty, has emerged as a clear beneficiary of that improving sentiment.
Altcoin Momentum Builds as Traders Shift Focus to Flows and Technicals
As regulatory concerns ease, attention has increasingly shifted back to liquidity, flows, and technical levels.
For now, momentum is reinforcing itself. A decisive break above closely watched resistance has triggered follow-through buying from traders who were waiting for confirmation, especially as Bitcoin remains relatively stable and capital rotates into large-cap altcoins.
The next test lies around the former resistance band between $2.28 and $2.32. Holding above that range could open the door to further gains, while a failure may see traders reassess whether the MOVE has room to run.
In November, Ripple’s dollar-backed stablecoin RLUSD was cleared for institutional use in Abu Dhabi after receiving recognition as an Accepted Fiat-Referenced Token from the local regulator.
The approval allows licensed firms within Abu Dhabi Global Market (ADGM) to use RLUSD for regulated financial activities inside the free-zone financial center.
The company has also received regulatory approval from Singapore’s central bank to widen the scope of its payments business, strengthening the firm’s push to deepen its institutional footprint across Asia-Pacific.