XRP Revolution: James Wynn Declares It Banking’s Inevitable Future
XRP just got the ultimate endorsement from finance heavyweight James Wynn—and traditional banks should be sweating.
The Banking Disruption Nobody Saw Coming
Wynn's bold proclamation positions XRP not as another cryptocurrency experiment, but as the foundational technology that will rebuild global finance from the ground up. While legacy institutions cling to outdated systems, XRP's settlement speed and cost efficiency are quietly eating their lunch.
Why Traditional Banking Can't Compete
Cross-border transactions that take days and cost fortunes? XRP settles in seconds for pennies. The math isn't complicated—it's just embarrassing for the old guard. Banking executives clinging to their SWIFT networks look like blacksmiths defending horseshoes as automobiles roll off assembly lines.
The Institutional Tipping Point
Major financial players are finally waking up to what crypto natives have known for years. The infrastructure is here, the use cases are proven, and the cost savings are too massive to ignore. Another quarter of 'wait-and-see' could mean getting left completely behind.
Of course, Wall Street will still find ways to charge fees for 'managing' your XRP exposure—some habits die harder than others.
Whale trader James Wynn takes a chance at XRP
Wynn became widely popular in the crypto community back in 2023 after turning a $7,600 investment in memecoin PEPE into an estimated $25 million. The profit spree established his reputation as one of the early meme coin success stories that has inspired hundreds of thousands to follow his X account.
After his Pepe success, Wynn’s trading activities have all been tracked by several crypto data platforms that share screenshots of his multimillion-dollar leverage positions and volatile swings in profit and loss.
In March, Wynn began trading perpetual futures on Hyperliquid, a decentralized derivatives exchange for trading digital assets with high leverage. Viewers could track his trades in real time as he built a reputation for executing Leveraged bets, at times clocking positions up to 40 times his initial margin.
During this period, Wynn reportedly held long Bitcoin positions valued at $1.25 billion. His account, which started with a few million dollars, soared to more than $87 million in profit before market volatility took back the profits he made. By his own account, he ended his Hyperliquid trading spree with losses of roughly $13 million.
During the end of 2025’s first half, Wynn announced that he was retiring from perpetual trading, describing the experience as thrilling but exhausting. “The perps casino was fun,” he wrote on X, adding that he had “zero regrets” despite the outcome.
However, on October 15, Wynn resurfaced, declaring he was “back with a vengeance, and coming to get what’s rightly mine.” Shortly afterward, he deposited nearly $200,000 into Hyperliquid and resumed trading.
After getting completely liquidated, James Wynn(@JamesWynnReal) reopened a 10x long on $PEPE — but less than 6 hours later, he got partially liquidated again! 😬
Remaining position: 39.2M $kPEPE($271K)https://t.co/WrQWvRKTQ3 pic.twitter.com/tbrln4If61
— Lookonchain (@lookonchain) October 17, 2025
Among his new positions were Bitcoin longs worth $3.8 million at 40x cross-margin leverage, along with long positions in Ether and PEPE at 25x and 10x leverage, respectively. However, his timing could not have been worse, as the crypto markets entered another downturn, and Wynn found himself nearly $5 million down within a single day, Cryptopolitan reported.
Moving on to the next chapter
Following his recent losses, Wynn said he was taking a new direction and WOULD be partaking in entrepreneurship within the crypto industry. Writing a brief statement on X late Friday, he surmised that he was finished with speculative trading and memecoins and intends to “build valuable products and services” instead.
“Meme coins: completed it. Perpetual trading: completed it. I’m going into business. I’m going to build in the crypto industry. That’s my true passion, building valuable products or services that generate big money and scaling that up to be the best product within whatever niche I decide to conquer. Then build the next,” the well-known trader reckoned.
Wynn’s renewed interest in XRP and market participation comes at a time when crypto markets are trying to find a way back to their start of “Uptober” highs.
October, one of Bitcoin’s strongest months historically, has been defined by forced selling and false starts. Analysts say it is on track to become the weakest October since 2015, despite the month’s long-standing average return of more than 25%.
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