Final Chance Under $0.04? This Crypto Rocketed 250% With Just 1% of Phase 6 Supply Left

A new digital asset is making traders scramble—up 250% and racing toward its final distribution phase.

The Clock is Ticking

With only 1% of its Phase 6 tokens remaining, the window for entry at this level is slamming shut. The project's structured release schedule—a common tactic to manage inflation and reward early backers—is hitting its last act. This isn't just a pump; it's a supply crunch.

Anatomy of a Rally

What fuels a 250% surge? Scarcity narrative meets market momentum. As each phase completes, available tokens dwindle, creating artificial scarcity before the asset hits wider exchanges. It's a game of musical chairs, and the music is about to stop for the last purchase round. Smart money positions before the crowd arrives—though 'smart money' in crypto sometimes just means 'slightly earlier gamblers.'

The Sub-$0.04 Gambit

That price point is the last psychological barrier. Breach it, and the next resistance levels loom far higher. The project's mechanics are designed to create a series of 'final chances'—each one a potential springboard if demand holds. It’s a high-stakes test of whether the community's belief can outpace the sell-pressure from earlier phases.

Beyond the Hype Cycle

Real sustainability requires more than clever tokenomics. The protocol now needs to demonstrate utility—actual reasons to hold beyond the next phase rollout. Otherwise, this becomes another masterclass in financial engineering, where the product is the price chart itself. The true test begins when the final token is released, and the market decides what it's really worth.

One phase left. All the hype, all the momentum, all the risk—condensed into a single digit: 1%. Time to put your money where the momentum is, or watch another rocket launch without you. Just remember, in this market, 'final chance' often has a sequel.

The Design of How Mutuum Finance (MUTM) Works

Mutuum Finance (MUTM) is developing a decentralized finance that is based on lending and borrowing. It was designed to be used in the real world, not toward short-run trading.

On the pool based side, users deposit their assets in common liquidity pools. They in turn get mtTokens. Such mtTokens symbolize their commitment in the pool and accrue APY as borrowers pay interest. As an illustration, providing USDT will produce the minting of mtTokens that will gain value with the rise in demand for borrowing. Activity is directly related to yield.

Peer-to-peer borrowing is also facilitated by Mutuum Finance. Borrowers open overcollateralized loans and make interests depending on the market conditions. Loan to Value ratios are subject to asset risk. Greater LTVs are available on more stable assets, whereas volatile tokens are limited. Liquidations are initiated in case of collateral loss to more than the liquidation level in an effort to secure the liquidity providers.

Interest rates change according to usage. During the time of high liquidity, the rates remain low and communicate borrowing. In case of tight liquidity, rates increase and invite lenders and decrease debts. This is the balance that Mutuum Finance is focused on when it comes to capital flow.

Presale Progress and What the Numbers Show

MUTM pre-sale started in early 2025. Since phase 1, the token has improved approximately 250%, shifting away, at the moment, at $0.01 to the current price of $0.035. The official launch price is set at $0.06 and early phase participants WOULD be in a good position to be when this price level is reached.

Up to this point, approximately $19.45M has been raised. This project has increased to approximately 18,650 holders. Among a given amount of supply 4B tokens, an estimated amount of 45.5% is distributed to the presale. That equals roughly 1.82B tokens.

Phase 6 is now over 99% allocated. The bulk of the supply that exists at this price has been given out. The number of tokens sold has been growing steadily and not surging, and this is an indicator that early investors were used to seeing such growth.

The platform also has a 24 hour leaderboard which rewards the most active contributor of the day with $500 in MUTM. This characteristic will promote a regular attendance as opposed to a single attendance that would aid in distribution smoothness.

As phase allocation is almost over and the second phase is expected to have a price increase of approximately 20%, people have now changed to focus on current availability as opposed to future speculation.

V1 Launch and V1 Security

As stated on the Mutuum Finance X account, version V1 of the lending and borrowing protocol will be developed to be used in the Sepolia testnet during Q4 2025. It consists of liquidity pools, the use of mtTokens and debt tokens and an automated liquidator bot, with ETH and USDT as the first supported assets.

There are security reviews that are already in place. Mutuum Finance is rated at 90 out of 100 in a CertiK token scan. Simultaneously, Halborn Security is revising the lending and borrowing agreements. Code is completed and in the FORM of analysis. There is additional code testing of a $50k bug bounty program.

A few analysts hold that V1 will also be able to be launched when its usage is experienced and MUTM is likely to rise over the $0.06 launch price. This could result in a bullish response up to 3x-5x possible range of current levels given participation changing the expectations to activity.

Why Stablecoin and Layer 2 are Important

Mutuum Finance intends on launching an overcollateralized stablecoin. The utilization of stablecoins in lending platforms is important as it helps decrease volatility and adopt predictable borrowing and repayment patterns. This may enhance daily usage particularly during periods of uncertainty in the market.

The roadmap is also concerned with Layer 2 expansion. A reduction in fees and the rate of transactions makes smaller positions suited. This enables access and helps to facilitate better transaction volume without congestions. These in combination with a strong oracle infrastructure, with the expected chainlink data feeds and fallback pricing solutions, will contribute to realistic valuations and secure liquidations.

To people currently observing crypto prices, and tracking new crypto projects with their product utility growth, Mutuum Finance is at a phase where supply, form, and timing are coming into harmony. Phase 6 is nearly complete. There is proximity of infrastructure to activation. It is a combination in which price behavior tends to begin to change.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance