Ripple Secures Massive $500M Funding Round - Still Says ’No Thanks’ to Going Public

Ripple just pulled in half a billion dollars from investors. Their response to the inevitable IPO question? A firm, definitive 'not yet.'

The Private Company Playbook

While rivals race to ring the opening bell on Wall Street, Ripple's doubling down on staying private. The $500 million war chest gives them runway—and leverage—to build without quarterly earnings calls breathing down their neck. It's a move that screams confidence, or maybe just a deep-seated aversion to explaining blockchain to skeptical analysts on CNBC.

What Half a Billion Buys in Crypto

That capital isn't for office beanbags. Think global regulatory battles, product expansion beyond XRP, and serious talent acquisition. In a sector where liquidity is king, Ripple just crowned itself. The funding round signals heavyweight backers are still betting big on enterprise blockchain—even if the public markets remain a bridge too far for now.

The Elephant in the Boardroom

Let's be real—staying private keeps the SEC drama contained. No daily stock price tantrums every time a lawyer files a motion. It's a luxury most fintechs can't afford, bought with a cool $500 million. Sometimes the best IPO strategy is not having one, especially when your business involves politely explaining to bankers that, yes, your 'crypto thing' is actually a real company.

Ripple's playing the long game, funded by private capital that doesn't panic-sell at the first sign of regulatory FUD. In a world obsessed with exits, they're building a fortress instead.

Ripple accelerates growth with $500 million raise and strategic acquisitions

After her comments, reports from trusted sources showed that her statement was made after the company had actually raised around $500 million as of November 2025. Ripple’s valuation reached about $40 billion at this time. 

Several reporters contacted Long for comments regarding this fundraising effort, hoping to gain more context. When asked to explain certain details, such as measures of investor protections that permit individuals to effectively sell shares back to Ripple at a guaranteed price or preferential treatments, particularly in significant events like bankruptcy or a company sale, Long responded that the company had adopted a positive and favourable deal structure, but still failed to provide enough explanation for the question raised.

Analysts conducted research and found that 2025 was a significant year for Ripple, as it brought major growth to the firm. According to their findings, this growth mainly resulted from the fintech’s four key acquisitions. This included the acquisition of Hidden Road, a global multi-asset prime broker; Rail, a platform for stablecoin payments; GTreasury, a provider of treasury management systems; and Palisade, a firm specializing in digital asset wallets and custody services.

The transactions carried out at this moment totaled approximately $4 billion, contributing to Ripple’s long-standing goal of becoming a full-service provider of enterprise digital asset infrastructure. 

By last November, the payments of the fintech company had soared sharply to over $95 billion in total volume. Seeing how popular the company had grown, Ripple Prime, the newly rebranded multi-asset prime brokerage resulting from Ripple’s acquisition of Hidden Road, diversified its services to include collateralized lending and institutional products connected to XRP. Notably, RLUSD, a stablecoin launched by Ripple, pegged 1:1 to the US dollar, plays an important role in both sectors.

Long elaborated that, “Our entire company strategy revolves around creating products. We aim to provide the connections that traditional finance needs to make blockchain technology, cryptocurrencies, stablecoins, and other tokenized assets truly useful and relevant in everyday life.” 

Ripple aims to solidify its position as a leader in the industry 

As reporters continued to dig DEEP into Ripple’s fundraising, they noted that the funding round, which also drew substantial investments from Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace, followed the company’s recent $1 billion tender offer, recorded at the same valuation. With this finding, they concluded that this situation demonstrated Ripple’s best year ever.

Following these claims, Brad Garlinghouse, the Chief Executive Officer (CEO) of Ripple Labs, weighed in on the situation. He stated, “We began in 2012 with one main focus—payments—and have successfully branched out into custody, stablecoins, prime brokerage, and corporate treasury by utilizing digital assets.”

Later, Garlinghouse shared his forecast, noting that the new investments made in the company will significantly boost its business connection with key players in the traditional finance sector. As a result, Ripple will successfully achieve its goal of expanding its presence in institutional markets using its stablecoin, prime brokerage, and treasury services. 

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