Galaxy Exec Predicts Crypto Liquidity Surge as Conservative Investors’ Wealth Transfers to Next Generation
Get ready for a generational wealth tsunami to flood crypto markets.
A senior Galaxy Digital executive just dropped a bombshell prediction: trillions in traditional assets will pivot toward digital finance as baby boomers pass their portfolios to more risk-tolerant heirs. This isn't just speculation—it's a demographic inevitability set to rewrite the liquidity playbook.
The Great Wealth Transfer Ignites
Forget waiting for institutional adoption papers. The real catalyst is already in motion—the largest intergenerational wealth transfer in history. Conservative portfolios, heavy on bonds and blue-chips, are about to be managed by beneficiaries who grew up with apps, not stock tickers. Their first move? Diversifying into the asset class their parents feared.
Liquidity Without the Red Tape
This shift bypasses slow-moving pension funds and regulatory gridlock. It's direct, personal capital moving at internet speed. Heirs aren't asking for permission—they're rebalancing inherited IRAs and trust funds toward Bitcoin, Ethereum, and a basket of altcoins. The old guard's caution becomes the next generation's opportunity.
A Cynical Footnote for Wall Street
Meanwhile, traditional finance firms will scramble to offer 'crypto exposure' funds with 2% management fees—essentially charging fortunes for what anyone can do with a smartphone and $10. The irony? They'll profit from the very disruption that threatens their outdated model.
The verdict? Legacy wealth meets digital-native ambition. When the inheritance papers clear, the market won't just evolve—it'll erupt.
Prince outlines the crypto exposure according to the age bracket
In a statement, the Galaxy executive highlighted that, “I see many discussions about how younger people are struggling because older people control most of the money.” Based on his argument, passing assets is certain, and once this act occurs, the preferences of the younger generation will be prioritized.
Following his statement, the Investment bank UBS made public its analysis of the global wealth study. According to their findings, the total wealth of US citizens accounts for approximately $163 trillion, with the baby boomers, individuals born between the end of the Second World War and the early 1960s, playing a significant role in this contribution, holding a total of about $83.3 trillion in assets.
Meanwhile, apart from Prince’s assertion, a Q4 State of Crypto report from crypto exchange Coinbase indicated that investors in the younger age bracket demonstrated an increasing urge to make more investments in cryptocurrencies when compared to older investors.
To support this claim, a survey was conducted, revealing that 25% of young investors reported owning non-traditional assets, such as private investments, derivatives, and cryptocurrencies. In contrast, only 8% of older investors held these assets.
Prince also addresses issues related to technology exposure. He noted that the increased exposure demonstrated by younger generations in the tech ecosystem compared to older generations could have a significant benefit for the crypto industry as a whole.
Technology plays a crucial role in the crypto industry
Regarding the impacts of technology in the crypto industry, sources have mentioned that recent developments in the ecosystem have increased the accessibility of immediate purchase and sale of digital assets through apps, making trading easier by offering various types of products in one place.
These technological developments have also integrated user-friendly designs, streamlining the transaction process, unlike the old method. This method initially required one first to contact a broker or schedule an appointment with a financial advisor before making these transactions.
Seeing its advantages in the industry, Prince commented that these trends are promoting their interests.
However, although recent surveys prove that older generations are hesitant to venture into the crypto industry, analysts pointed out a theme of change among these investors. This was after they discovered that the April 2025 survey conducted by Australian exchange CoinSpot on Australians in the over-60 age bracket indicated that some of these investors are willing to explore the crypto industry with significant investments in the future.
Notably, the older investors who made these assertions had surpassed the national average of 37.8%.
Moreover, a 2024 survey conducted by Australian exchange Independent Reserve showed that more Baby Boomers had begun to allocate funds to the crypto industry, with the percentage of investors over 65 holding cryptocurrency tripling from 2% in 2019 to 6% by 2024.
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