Whales Are Loading Up: Top Cryptos to Watch in August 2025

Big money isn’t hiding—it’s accumulating. While retail traders chase memecoins, crypto whales are quietly doubling down on select assets. Here’s where the smart money’s flowing this month.

Bitcoin (BTC): The OG whale magnet. Institutions and high-net-worth players keep stacking sats, betting on post-halving scarcity kicking in hard. No flash, all fundamentals.

Ethereum (ETH): Post-merge upgrades have turned ETH into a yield-generating beast. Whale wallets growing faster than a DeFi exploit.

Solana (SOL): The ‘anti-fragile’ narrative sticks. Whales love the rebounding activity—and the fact it’s still 60% below ATH. Contrarian play with teeth.

Of course, where whales swim, sharks follow. Watch for the inevitable pump-and-dump schemes disguised as ‘accumulation phases.’ Because nothing says crypto like leveraged hope and institutional-grade manipulation.

Ethereum Sees Whale Accumulation Amid August Price Strength

Ethereum (ETH) is currently trading at $4,183 supported by enormous whale accumulation through August, as large wallet accounts have added substantial positions over recent weeks. The buying momentum has run in tandem with a sustained upward price trend and rising on-chain activity, which signals consistent institutional demand and confidence in Ethereum’s role in decentralized finance and staking markets. ETH remains solidly bullish within the broader market, though attention is increasingly being directed at future DeFi platforms such as Mutuum Finance.

MUTM Dual-Layer Decentralized Lending Protocol

Mutuum Finance (MUTM) is a new decentralized non-custodial DeFi protocol. The protocol offers Peer-to-Contract and Peer-to-Peer lending with the overarching goal of flexibility and efficiency.

Peer-to-Contract takes advantage of the capability of smart contracts to transmit loans with minimal or no human intervention. Peer-to-Peer structure eliminates middlemen and enables lenders and borrowers to interact directly with each other. The structure is very simple to manage risky assets like meme coins.

Mutuum Finance Presale Enters Phase 6

Mutuum Finance is gaining traction as its presale stages are wrapping up in a rush. The project is in stage 6 at $0.035. Its subsequent stage price will be increased by 14.29% to $0.04. Investment interest is increasing with the project having received over $14.3 million and already boasting over 15100 token holders. 

Mutuum Finance Giveaway

Mutuum Finance is providing $100,000 giveaway where the project’s community is boosted. 10 investors have a chance to win $10,000 in MUTM tokens each. The giveaway not only onboards new investors but also demonstrates the project will do whatever it takes to maintain a loyal and long-term user base. 

Mutuum to Launch USD-Pegged Stablecoin

Mutuum Finance is developing a fully collateralized USD-pegged stablecoin on the Ethereum blockchain. The project has also undergone an audit by CertiK. In addition to investor trust in honesty and transparency within the codebase, the audit process completed is to guarantee that the project will actually build a secure DeFi protocol.

The project also initiated a $50,000 USDT Bug Bounty Program with CertiK. The four types of vulnerabilities that will be rewarded come under the categories of critical, major, minor and low.

Ethereum’s whale-backed fortitude further underscores its status as a support pillar of the market, but Mutuum Finance (MUTM) is the high-upside play in August’s trend of accumulation. With Phase 6 of its presale going for $0.035, over $14.3 million raised, and 15,100+ holders on board, early investors are looking for returns of over 300% when it goes live. With twin lending models, a USD-pegged stablecoin, a $50,000 CertiK-authenticated bug bounty, and a $100,000 token giveaway, MUTM is combining utility, security, and rapid adoption into one package. Lock your tokens now before the next price breakout to $0.04 erodes your entry advantage.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance