Stable Disrupts Payments: Next-Gen Dollar-Pegged Crypto Goes Live

Another day, another stablecoin—but this one's gunning for the big leagues. Stable just flipped the switch on its blockchain-native dollar token, promising faster settlements and lower fees than legacy rails. Here's why it matters.

No more bank bottlenecks. The new asset cuts out traditional intermediaries, settling transactions directly on-chain. Early stress tests show sub-2-second finality—eat your heart out, SWIFT.

Yield hunters take note. While pegged 1:1 to USD, whispers suggest integration with DeFi yield protocols is already in the works. Because what's a stablecoin in 2025 without some speculative lipstick?

Regulators are watching. The launch comes as the SEC cracks down on 'unregistered securities.' Stable's legal team insists this is 'just a payment tool'—but we've heard that before.

Bottom line: Another brick in crypto's walled garden. Whether this becomes the next USDT or joins the algorithmic stablecoin graveyard depends on who blinks first: TradFi or the degens.

STABLE token powers governance and security

The network uses a delegated proof-of-stake mechanism called StableBFT. This is a type of delegated proof-of-stake, where those who hold STABLE tokens can give their tokens to validators, who help run the network. Token holders can also vote on updates to the system and decide how community funds are used.

STABLE has a fixed supply of 100 billion tokens. Of this, 40% will go to developer grants, ecosystem projects, and community incentives, 25% to the team, 25% to early investors, and 10% for initial liquidity and community engagement. The team and investor allocations follow a one-year cliff and four-year vesting schedule.

$1.1B raised through pre-deposit campaigns

Before the mainnet launch, Stable ran two pre-deposit campaigns to allow users to deposit stablecoins in exchange for future rewards. Together, the campaigns raised over $1.1 billion from more than 10,000 wallets.

Phase two added limits on how much each wallet could deposit and required verification to prevent a few big wallets from controlling most of the deposits.

Staking rewards on the network are based on a share of fees collected in USDT. This lets delegators earn rewards while keeping transaction costs predictable.

Stable is now preparing for the mainnet launch by onboarding validators and adding developer tools. Governance for token holders will start in phases to ensure smooth operation from day one.

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