XRP Price Prediction: ETF Assets Smash $1 Billion Barrier – Will XRP Hit $3 Before 2026?

Forget the whispers—the money's talking. Exchange-traded fund holdings tied to XRP just bulldozed past the billion-dollar mark, turning a speculative corner into a financial fact.

The ETF Effect: More Than Just a Number

That $1 billion figure isn't just a vanity metric. It signals a seismic shift—institutional capital is no longer dipping a toe but diving headfirst into the XRP pool. This kind of validated liquidity doesn't just support a price; it builds a launchpad.

The $3 Question: Timeline or Wishful Thinking?

So, can XRP triple its value before the 2026 calendar hits the shredder? The path exists, but it's paved with more than just ETF inflows. Regulatory clarity, the one monster under every crypto's bed, needs to stay friendly. Mainstream adoption has to move beyond pilot programs and into daily plumbing. And the broader market? It needs to avoid one of its signature 'corrections'—you know, the kind where billionaires on TV blame 'market dynamics' while everyone else watches their portfolio turn a fascinating shade of red.

Beyond the Hype Cycle

Predicting a specific price by a specific date is a favorite pastime in crypto, right up there with inventing new acronyms for old ideas. The $3 target by end-2026 is aggressive, but it's not pulled from thin air. It's a function of current momentum meeting future utility. If the network's use cases for cross-border settlement keep expanding—and if the ETF floodgates remain open—the math starts to justify the ambition.

The bottom line? The billion-dollar ETF milestone cuts through the noise. It proves the smart money sees something beyond the memes and the hype. Whether that translates to a $3 XRP in the next 18 months depends on the crypto gods, a few judges, and whether traditional finance finally admits it needs this technology more than it likes to admit.

Crypto trader ChartNerd has spotted a divergence in the Relative Strength Index (RSI) that favors a bullish xrp price prediction, as the token breaks out of its latest downtrend.

These kinds of divergences mean that negative momentum is decelerating even though the price continues to decline. They are typically considered an early signal that the direction of the trend is about to reverse.

The price of XRP has been steadily declining, forming a descending price channel as a result. If XRP breaks out of this formation, ChartNerd expects a MOVE toward the $2.8 former support, possibly before the year ends.

XRP Price Prediction: XRP Hits Key Support – Can It Get Back to $3?

The daily chart shows that a falling wedge has also formed as a result of XRP’s sharp downtrend. This is a bullish reversal setup that could deliver explosive gains if a confirmed breakout occurs.

The RSI shows that the price action has stalled in this higher time frame. This is a clear indication of accumulation ahead of the next big move.

The $1.90 support area is critical for bulls as a move below WOULD lower the odds of a recovery and could potentially push XRP to $1.6 in the near term, meaning a 16% downside risk.

On the other hand, if we get a bullish breakout off the falling wedge, the price needs to climb above $2.2 first to confirm a trend reversal. This is a key structural level that invalidates the downtrend and would be the clearest buy signal the market has received in months.

In that scenario, a move to $3 seems highly likely. Whether that will happen before the year ends or not is hard to tell, but these are the key levels to watch for as the token once again hits a key support.

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