DeFi Crypto Mutuum Finance (MUTM) Enters Final Hours of Phase 6 Presale: $19.5M Raised as Demand Surges (December 2025 Update)
- Why Is Mutuum Finance (MUTM) the Hottest DeFi Presale of December 2025?
- Phase 6 Nearly Exhausted: What Investors Need to Know
- The Tech Behind the Hype: MUTM's Dual-Lending Innovation
- Is MUTM the Best Crypto Opportunity Before 2026?
- How to Participate Before Phase 6 Closes
- Mutuum Finance (MUTM) Presale: Frequently Asked Questions
Mutuum Finance (MUTM) is making waves in the DeFi space as its Phase 6 presale nears completion, with $19.5 million raised and over 18,600 holders onboard. The project’s innovative dual-lending framework and upcoming Sepolia testnet launch in Q4 2025 position it as a standout opportunity in decentralized finance. With Phase 6 99% sold out and Phase 7 expected to bring a 20% price hike, time is running out for investors to secure tokens at current rates before public trading begins at $0.06.
Why Is Mutuum Finance (MUTM) the Hottest DeFi Presale of December 2025?
As we approach the end of 2025, Mutuum Finance has emerged as one of the most talked-about DeFi projects, and for good reason. The protocol's unique approach to decentralized lending combines peer-to-contract and peer-to-peer models, offering what I believe is a more sustainable alternative to the flash-in-the-pan DeFi projects we've seen come and go. Having tracked the space since the 2020 DeFi summer, I can say MUTM's fundamentals stand out in an increasingly crowded market.
Phase 6 Nearly Exhausted: What Investors Need to Know
With Phase 6 now 99% sold out, the clock is ticking for those looking to get in before the price increases. The presale has followed a structured progression:
| Phase | Price | % Increase |
|---|---|---|
| Phase 1 | $0.01 | Base |
| Phase 6 | $0.035 | 250% |
| Public Launch | $0.06 | 600% from Phase 1 |
What's particularly impressive is the $19.5 million raised and 800 million tokens sold - numbers that WOULD make any project envious. As someone who's participated in numerous presales, this level of organic demand is rare and suggests strong community backing.

The Tech Behind the Hype: MUTM's Dual-Lending Innovation
Mutuum Finance isn't just riding the DeFi wave - it's bringing genuine innovation. The protocol's dual-lending system offers:
- Peer-to-contract lending for standardized, automated transactions
- Peer-to-peer options for customized agreements
- Non-custodial design that keeps users in control
This approach reminds me of how early Aave differentiated itself in 2020, but with additional flexibility. The upcoming Sepolia testnet launch (Q4 2025) will be crucial for stress-testing the system before mainnet deployment.
Is MUTM the Best Crypto Opportunity Before 2026?
While no investment is guaranteed, several factors make MUTM compelling:
- Timing: Entering before public trading at $0.06 offers potential upside
- Adoption: 18,600 holders suggest growing organic interest
- Roadmap: Clear development milestones through 2026
That said, always DYOR - the crypto market can be volatile, and this article does not constitute investment advice.
How to Participate Before Phase 6 Closes
For those convinced by MUTM's potential, here's how to get involved:
- Visit the official website: https://mutuum.com/
- Connect your wallet (MetaMask, WalletConnect, etc.)
- Follow the presale instructions
Remember, Phase 7 will likely bring a price increase, so acting now could mean better entry terms.
Mutuum Finance (MUTM) Presale: Frequently Asked Questions
What is Mutuum Finance?
Mutuum Finance is building a non-custodial, decentralized lending protocol that combines peer-to-contract and peer-to-peer models for more efficient capital allocation.
When does the presale end?
Phase 6 is 99% sold out as of December 2025, with Phase 7 expected to launch imminently at a higher price point.
What's the current presale price?
The Phase 6 price is $0.035 per MUTM token, with public trading expected to begin at $0.06.
Where can I track MUTM's price after launch?
Major tracking platforms like CoinMarketCap and CoinGecko will likely list MUTM, and exchanges including BTCC may offer trading pairs.