Stellar Launches First On-Chain UBI: XLM Poised for Multi-Year Turnaround

Stellar just dropped a financial bombshell—the first on-chain Universal Basic Income protocol, built directly into its network. This isn't another governance token gimmick; it's a live, automated distribution system that bypasses traditional banking infrastructure entirely.

The Mechanics of On-Chain Distribution

The protocol leverages Stellar's native capabilities to execute recurring, programmable payments to verified wallets. Think of it as a smart contract payroll system that never sleeps, cutting out intermediaries and their fees. It operates on a set of transparent, on-chain rules—no boardroom approvals needed.

Why This Could Flip the Script for XLM

For years, XLM has traded in the shadows of its flashier rivals. This move isn't just a feature launch; it's a fundamental repositioning. By anchoring a real-world economic mechanism—UBI—directly to its chain, Stellar is betting that utility, not speculation, will drive its next chapter. It's a long-term play for relevance in a market obsessed with short-term memes and celebrity tweets.

The network effect potential is massive. If adoption grows, XLM becomes the essential settlement rail for these flows, creating sustained demand that could finally break its multi-year price lethargy. Of course, this assumes people want their free money delivered via crypto instead of a government check—a premise that would make a traditional banker scoff into their overpriced latte.

Stellar's gamble is clear: build a foundational piece of the future's financial infrastructure and hope the market eventually values the plumbing over the decoration. The turnaround clock starts now.

Stellar (XLM) Set for Multi-Year Turnaround

Moreover, the data from More Crypto Online revealed that Stellar (XLM) may be close to the conclusion of the multi-year correction that began all the way back in 2018. This is something that market observers are following closely, as the market action could show which course the asset will follow into the future.

In the first scenario, the price movement since the 2018 high can be identified as the corrective triangle A-B-C-D-E. The E wave is now playing out as the sub-wave A-B-C, with the possible support at $0.079 and $0.163. If this is the case, then the region will serve as the springboard for the price movement to the upside for the fifth wave.

Source: X

There is an alternative setup that proposes Wave 4 was already accomplished within 2020 and that a structure A-B-C is formed within the uptrend on a higher level on the chart for the XLM. It WOULD seem that the yellow C wave forms on a diagonal while the market undergoes the pullback within the phase of the B wave.

Both of these patterns lead to the critical area of support, where the lower side of the triangular formation acts as an additional point of support for the token. It will be important to see how the market performs in this region because it might lead to one pattern being dominant over the other.

Also Read: Stellar (XLM) Eyes $0.57 as Bullish Flag and TD Sequential Trigger Optimism