Standard Chartered’s Bold Call: Why Ripple (XRP) Could Soar 330%

A major bank just placed a massive bet on a crypto underdog.

Standard Chartered, the London-based financial giant, has issued a stunning prediction for Ripple's XRP. The forecast? A potential price surge of 330%. In a landscape crowded with institutional crypto plays, this isn't just another bullish note—it's a targeted thesis on a specific digital asset's utility catching fire.

The Institutional Thesis Takes Shape

Forget the speculative frenzy. The bank's analysis reportedly hinges on XRP's core function: bridging traditional finance and blockchain for cross-border payments. As global money movement demands faster, cheaper rails, Ripple's network offers a compelling alternative to legacy systems. The prediction suggests the market is finally pricing in real-world adoption, not just hype.

Beyond the Hype Cycle

This isn't about meme-driven rallies. The call implies a fundamental shift. If major financial institutions begin leveraging Ripple's technology at scale, the demand for XRP as a bridge asset could explode. It's a bet on infrastructure winning over narrative—a rare move in a sector often dominated by the latter.

A Cynical Nod to Wall Street

Of course, in the grand tradition of finance, a bold public prediction often serves multiple masters—it can move markets, attract client attention, and position the forecaster as a visionary. Sometimes, the analysis is as much about generating fees as it is about spotting value.

The 330% figure is now the number to watch. If Standard Chartered is right, it validates a use-case that's been promised for years. If they're wrong, well, it's just another price target that missed in an asset class famous for them. The market will decide who's funding the vision and who's just funding the research department.

Standard Chartered XRP Price Prediction

Standard Chartered’s Geoffrey Kendrick believes the new year could usher in new price energy for XRP. Kendrick, in his new note, shared a bullish price forecast for XRP, stating how regulatory clarity coupled with the rising XRP ETF momentum could bolster xrp price prospects in due time.

Per Kendrick, XRP may end up exploring $8 as the regulatory arena continues to support innovation, with the XRP ETF driving its price forward.

LATEST: STANDARD CHARTERED PREDICTS 330% PRICE SURGE FOR $XRP

Geoffrey Kendrick at Standard Chartered Bank estimates $XRP will reach $8 in 2026.

The bullish forecast is based on increased regulatory clarity and the recent approval of spot $XRP ETFs boosting adoption.… pic.twitter.com/M78b42JFfT

Why XRP Price Is Not Budging Despite Grand ETF Inflows, Matt Hougan Explains

In a new video, Matt Hougan, CIO of Bitwise, shared how crypto ETFs work and why the price spikes in respective cryptos are not immediately visible despite the forms making heavy crypto purchases. Hougan was quick to add how such purchases are done via OTC trade, which helps prevent such huge price upswings in cryptocurrencies, making them neutral to explosive price spikes.

IF THERE ARE STRONG $XRP ETF INFLOWS, WHY DOESN'T THE PRICE GO UP?

This is a frequently asked question about various cryptos and their corresponding ETFs.

Matt Hougan of Bitwise explains how his company purchases its cryptocurrencies.

The purchases are done via an "OTC"… pic.twitter.com/HxdN2ecbQS