How the Clarity, Genius, & Anti-CBDC Acts Will Revolutionize US Crypto in 2025
The US crypto landscape is about to get a seismic shake-up—and Wall Street won’t see it coming. Three game-changing bills are barreling through Congress, and they’re packing more disruption than a Bitcoin halving event.
Clarity Act: No More Regulatory Whack-a-Mole
Finally—a clear rulebook for crypto. The Clarity Act slashes through the SEC’s ‘regulation by enforcement’ approach, giving projects a fighting chance to innovate without legal landmines. Take that, Gary Gensler.
Genius Act: Silicon Valley’s Worst Nightmare
Open-source devs get bulletproof liability protection. Suddenly, building decentralized protocols becomes safer than a Treasury bond. Watch out, Big Tech—the coders are coming for your lunch.
Anti-CBDC Act: The Ultimate Financial Firewall
No Fed-issued digital dollar? Check. This bill locks the doors against government surveillance masquerading as ‘innovation.’ Because nothing says freedom like telling central bankers to pound sand.
The bottom line: These bills could trigger the biggest capital migration since the dot-com boom. Or, knowing DC, they’ll get watered down until they’re as useful as a Bitcoin ETF prospectus. Either way—buckle up.
Three Acts, One Goal: To Let Cryptocurrency Prosper
The US administration under Donald TRUMP has backed the cryptocurrency domain officially. Trump has delivered serious protection to the rising cryptocurrency sector, adding how he wants the US to take the lead in governing the digital asset domain on a global platform. This development has given birth to a new infrastructural alignment that will play an instrumental role in defining the role of cryptocurrency in the current global financial regime.
The US Senate is currently busy debating whether the three crypto acts, namely GENIUS, CLARITY, and the anti-CBDC acts, should make their way into the world. These acts serve different crypto purposes and will play an important role in redefining the role of cryptocurrency as a legitimate financial tool of the future.
In essence, the GENIUS act in essence backs the stablecoin domain. This act helps in streamlining the role of stablecoins in the current financial structure and regime.
1/ The GENIUS Act
(Guiding Entrepreneurship through Nationwide Innovation in U.S. Stablecoins)
It requires:
•Full 1:1 asset backing
•Regular audits
•Federal and/or state licensing
If passed, this will legitimize stablecoins like $RLUSD, $USDC, $USDT and pave the way for… pic.twitter.com/2YBKSg9mOQ
CLARITY Act, on the other hand, intends to deliver a unified market structure to the domain. The act will streamline a framework for digital assets, helping to define the roles that the US SEC and other institutions may possess for the domain’s prosperous future.
3/ The Clarity Act
This is the big one and arguably the most important legislation Ripple has ever faced.
It defines what makes a crypto asset a security vs. a commodity, and outlines clear roles for the SEC vs. CFTC vs. Treasury Jurisdictions. pic.twitter.com/oS274YxRwS
The Anti-CBDC Surveillance State Act: What It Means
Lastly, the third act, known as the Anti-CBDC Act, as the name suggests, intends to restrict the curation of cross-border digital currency, or CBDC. The act will restrict entities such as the Federal Reserve or the US central banks from launching CBDCs in the future.
If passed, these bills can deliver a credible boost to the cryptocurrency domain, delivering the sector a much-needed legal identity structure and format. This will help in inspiring other nations to seek inspiration from the US’s legal format, triggering a chain reaction of sorts that may help increase the influx of users interacting with the cryptocurrency domain.
5/ The Anti-CBDC Surveillance State Act
This bill aims to block the Federal Reserve from issuing a direct retail CBDC, citing privacy and civil liberties concerns.
This bill preserves space for private blockchain protocols to provide payment and settlement infrastructure. pic.twitter.com/RJ6xRX738W
