Visa Crypto Card Spending Skyrockets 525% to $91.3 Million in 2025

Visa's crypto-linked cards just posted a spending surge that would make any traditional finance CFO blush. The numbers don't lie—this isn't a niche experiment anymore.

From Fringe to Main Street

That 525% jump in transaction volume tells a clear story: digital assets are moving from speculative holdings to daily spending tools. Consumers aren't just buying and holding; they're using crypto to buy coffee, pay bills, and book travel. The rails are being built right under the old system's feet.

The Real-World Utility Test

Forget the theoretical debates about blockchain. A nine-figure spend figure proves the concept where it counts—at the checkout counter. This isn't vaporware; it's Visa processing millions through a pipeline that didn't exist a few years ago. Traditional payment giants are now the ones facilitating the very disruption that was supposed to unseat them—a classic case of 'if you can't beat 'em, process their transactions for a fee.'

What the Surge Actually Means

This isn't just a win for crypto bros. It's validation. When a financial behemoth like Visa reports these metrics, it signals to merchants, regulators, and skeptics that crypto commerce has graduated from its awkward teenage phase. The infrastructure is scaling, and user adoption is following. The old guard's playbook? Co-opt the innovation, slap your brand on it, and watch the transaction fees roll in—proving that in finance, the middleman always finds a way to get paid.

The $91.3 million figure is a milestone, but it's just the opening act. The real story is the velocity. When spending multiplies over fivefold in a year, you're not looking at a trend—you're looking at a new layer of the financial stack being cemented into place. The future of money isn't just being debated; it's being spent.

TLDR

• Visa crypto card spending jumped 525% in 2025, rising from $14.6 million in January to $91.3 million by December
• EtherFi’s Visa card led all competitors with $55.4 million in total spending, more than double second-place Cypher’s $20.5 million
• Six crypto cards tracked include GnosisPay, Cypher, EtherFi, Avici Money, Exa App, and Moonwell
• Visa now supports stablecoins across four blockchains and launched a stablecoin advisory team in December
• Data shows crypto cards moving from experimental to everyday payment tools for routine transactions

Visa-issued crypto cards recorded a sharp increase in spending throughout 2025. Data from Dune Analytics shows total net spend across six Visa-partnered crypto cards grew from $14.6 million in January to $91.3 million by December.

BREAKINGVisa crypto card spending skyrockets by 525% in 2025, rising from $14.6M to $91.3M in total expenditure

This is massive! pic.twitter.com/mABE7fOhLn

— CryptoSavingExpert ® (@CryptoSavingExp) January 5, 2026

The six cards come from crypto payment platforms and DeFi protocols. These include GnosisPay, Cypher, EtherFi, Avici Money, Exa App, and Moonwell. The growth reflects consumer willingness to spend crypto directly rather than converting to fiat first.

EtherFi’s Visa card led all competitors in 2025. The card generated $55.4 million in total spending during the year. That figure more than doubled the volume of second-place Cypher, which recorded $20.5 million in net spend.

Other card issuers contributed smaller but growing volumes. The distribution shows broader participation across the crypto card ecosystem. Researchers say EtherFi’s dominance points to demand for cards tied to yield-generating or DeFi-integrated accounts.

Crypto Cards Move to Everyday Use

Polygon researcher @obchakevich_ said the figures demonstrate fast adoption among users. The researcher posted on X that crypto is now a fully-fledged tool for everyday financial transactions. Analysts say the data shows crypto cards moving beyond niche usage into regular payment behavior.

The spending increase suggests card-based rails remain a key bridge between crypto assets and commerce. Users can now pay for goods and services using digital assets through traditional payment networks. This integration allows crypto holders to access their funds without going through multiple conversion steps.

Visa Expands Stablecoin Strategy

Visa has been building its stablecoin infrastructure over recent months. The payments giant now supports stablecoins across four blockchains. The company has made multiple partnerships aimed at improving on- and off-ramps for digital assets.

In mid-December, Visa launched a stablecoin advisory team. The team focuses on helping banks, merchants, and fintech firms design and manage stablecoin-based products. This MOVE shows Visa’s view that stablecoins are becoming core to global payments infrastructure.

Industry observers expect tighter integration between stablecoins and card networks in 2026. The advisory team will work with clients on onboarding and product development. Visa’s infrastructure may play a central role in scaling real-world crypto usage as the market matures.

The company’s crypto card growth comes as more consumers seek direct crypto spending options. Payment volume data will show whether this trend continues through 2026. Visa’s December launch of the stablecoin advisory team positions the company for further expansion in the crypto payments space.