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401k(rypto): The Future of Retirement Savings or a Gamble?

401k(rypto): The Future of Retirement Savings or a Gamble?

Author:
CoindeskEN
Published:
2025-08-13 16:07:34
17
3

401k(rypto)

Wall Street's worst nightmare: your retirement fund mooning without their 2% management fee.

Forget bonds and mutual funds—Bitcoin ETFs are the new 401(k) darlings. Institutional inflows hit $1.2B last quarter as pension funds quietly allocate 3-5% to digital assets.

The IRS hates this one trick: Self-directed IRAs now hold over 8% of circulating ETH supply. Tax-deferred crypto staking yields? Yes please.

Warning: May cause traditional financial advisors to short-circuit when clients request "Sats matching" instead of 401(k) employer contributions.

Closing thought: If the SEC approves a Bitcoin spot ETF but your HR department still blocks crypto in 401(k)s, ask who's really protecting your financial future.

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