Franklin Templeton’s XRP ETF Surpasses 100M Holdings – Will This Institutional Avalanche Propel XRP Beyond $3?

Institutional money just placed a massive bet on XRP. Franklin Templeton's spot ETF has quietly amassed over 100 million tokens, signaling a seismic shift in how Wall Street views the once-controversial asset.

The Whale Move

Forget retail speculation. This isn't about day traders chasing pumps. A heavyweight asset manager with trillions under management has built a nine-figure position, effectively turning a portion of its portfolio into a direct vote of confidence for Ripple's digital asset. It's the kind of cold, calculated move that makes crypto Twitter's hype cycles look like child's play.

Liquidity vs. Legacy

This isn't just about holding digital gold. The ETF structure provides a clean, regulated on-ramp for pension funds and institutional portfolios that would never touch a private key. It bypasses the operational headache of custody and wraps XRP exposure in a familiar, SEC-reviewed package—a masterclass in repackaging rebellion for the traditional finance crowd.

The $3 Question

Can this institutional demand alone shatter the psychological $3 barrier? History suggests that when traditional finance finally adopts a narrative, it brings capital flows that dwarf typical crypto market cycles. But it also brings scrutiny, volatility, and the ironic spectacle of bankers profiting from an asset class built to disrupt them.

The market now faces a simple test: will real-world utility and institutional adoption finally decouple XRP's price from broader crypto sentiment and legal overhangs? Or is this just another case of Wall Street finding a fancy new wrapper for the same speculative game? One fund's conviction has set the stage. The price chart will deliver the verdict.

Contrarian Social Sentiment Signals Potential Bottom Formation

The five XRP spot ETFs launched since November 13, from Canary, 21Shares, Grayscale, Bitwise, and Franklin Templeton, have collectively surpassed $1.12 billion in cumulative net inflows as of December 22, according to Sosovalue data.

BREAKING:XRP spot ETFs have bought $1.12 billion worth of $XRP in just 5 weeks. pic.twitter.com/8P15xl78wL

This institutional appetite, combined with Ripple’s strategic partnerships, could drive increased demand for the native token of the XRP Ledger blockchain.

A RAY of hope is emerging for XRP, as the token shows signs of reclaiming the $2 resistance zone after trading below that level for days.

According to recent insights shared by the data tracking social media tool, Santiment, the negative sentiment is dominating discussions around XRP, a condition that has repeatedly coincided with local market bottoms rather than sustained declines.

Crypto analyst StephCrypto has observed a similar pattern that preceded the 2017-18 XRP rally and urged traders to take advantage of current discounted prices.

XRP Price Prediction: Breakout Setup Favors Bullish Continuation

The weekly XRP chart suggests the market is attempting to transition out of a corrective phase following a strong impulsive rally earlier in the cycle.

Price has been compressing under a descending trendline while repeatedly defending the psychological $2.00 zone, forming a tightening structure that often precedes expansion.

The recent breakout attempt from this falling resistance, combined with continued support holds NEAR $2.00, indicates sellers are losing momentum, and downside pressure is weakening.

Momentum indicators align with this developing setup. RSI remains subdued in the high 30s to mid-40s, suggesting consolidation rather than active distribution.

Historically, this zone has acted as a base for trend resumption rather than breakdown when structural support holds.

Additionally, the prior rally emerged from an extended consolidation range, reinforcing the importance of the current base as a potential higher-low formation within a broader bullish cycle.

If XRP can maintain levels above the breakout area and reclaim the $2.20–$2.30 region, the chart opens a path toward the $3.00 resistance initially, with broader upside extension toward $3.65 if momentum accelerates.

Failure to sustain above $2.00 WOULD invalidate this setup and shift focus back to deeper support, but as long as this level holds, the structure favors bullish continuation rather than renewed downtrend.

Maxi Doge Offers High-Yield Alternative for Risk Seekers

If XRP reclaims the $3.00 level and resumes its bullish trajectory, presale projects like Maxi Doge (MAXI) would likely attract attention as investors seek high ROI opportunities.

Maxi Doge is an early-stage memecoin following the Dogecoin playbook that saw it surge over 10X during a similar cycle correction in 2023 before the 2024 rally.

The project has established an alpha channel helping traders exchange insider tips, share early trade ideas, and discover opportunities.

The MAXI presale has raised over $4.3 million and offers 72% annual staking rewards for early participants at the current $0.000273 price before increases.

To buy early, visit the official Maxi DOGE website and connect a crypto wallet like Best Wallet.

You can pay with existing crypto like USDT and ETH, or use a bank card to complete your purchase immediately.