This New Cryptocurrency Is Under $0.04—But Not for Long: Investors Rush as 20% Price Surge Nears

• Why Is MUTM’s Presale Gaining Momentum?
• What Makes Mutuum Finance Unique?
• How Does the Stablecoin Integration Boost Value?
• Why Is Phase 6 a Pressure Point?
• What’s Next? The V1 Testnet Launch
• FAQs About Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is making waves in the DeFi space, currently priced at just $0.035 in its Phase 6 presale—with over 99% of tokens already allocated. Analysts predict a 20% price hike as the project transitions to its next phase, backed by strong investor interest and a transparent roadmap. Here’s why MUTM is catching fire.

Why Is MUTM’s Presale Gaining Momentum?

Mutuum Finance’s presale has been a slow burn since early 2025, starting at $0.01 and climbing steadily to $0.035—a 250% jump. The next phase will push the price to $0.042, a 20% increase, before the official launch at $0.06. Early backers could see gains of up to 500%. With $19.3 million raised and 18,400 participants, the project’s gradual growth suggests organic demand, not hype. Recent whale activity (think $100,000 buys) hints that Phase 6 is the last cheap entry point.

What Makes Mutuum Finance Unique?

MUTM isn’t just another DeFi token. It’s building a dual lending/borrowing system where lenders earn mtTokens tied to borrower interest payments—a performance-based model rare in crypto. The protocol also buys back MUTM from open markets, redistributing it to users who stake mtTokens. This creates built-in demand. Security? A 90/100 CertiK audit score and an upcoming Halborn review add credibility.

How Does the Stablecoin Integration Boost Value?

Mutuum plans to launch a native interest-bearing stablecoin, turbocharging liquidity within its ecosystem. chainlink oracles will ensure accurate collateral pricing—critical for loan liquidations. Some analysts whisper about 10x potential if adoption matches the tech. But remember: This isn’t financial advice.

Why Is Phase 6 a Pressure Point?

With 98% of Phase 6 tokens snapped up, FOMO is real. The project’s 24/7 leaderboard (topping out at $500/day in MUTM rewards) keeps engagement high. Credit card payments lower entry barriers, pulling in retail investors as the clock ticks toward the price bump.

What’s Next? The V1 Testnet Launch

Mark your calendars: Q4 2025 brings Mutuum’s V1 debut on Sepolia testnet, featuring ETH/USDT liquidity pools and a liquidator bot. For DeFi watchers, this is when rubber meets road. As one BTCC analyst put it, “MUTM’s shifting from stealth mode to spotlight—time’s the only variable now.”

Ready to dive deeper? Visitor their. Data sourced from CoinMarketCap and TradingView.