Avalanche Hits $12.25 As L1 Fatigue Fuels Neobank Bid: Why Digitap ($TAP) Is The Crypto To Buy Now

Layer-1 exhaustion is sparking a capital rotation—and a new breed of blockchain-native banks is catching the wave.

The Tired Chain Narrative

Investors are getting restless. The once-dominant narrative of monolithic Layer-1 platforms is showing cracks. High fees, network congestion, and a crowded field of competitors have created what analysts are calling 'L1 fatigue.' This isn't just sentiment; it's a measurable capital shift. Money is moving away from pure infrastructure plays and toward applications that solve real, tangible problems—specifically in finance.

Neobanks: The Next Logical Leap

Enter the crypto neobank. These aren't your grandfather's financial institutions. They're built from the ground up on decentralized rails, offering everything from seamless payments to yield-bearing accounts without the legacy baggage. They bypass traditional gatekeepers, cut out intermediary costs, and deliver financial services directly to a digital-native generation. It's a sector poised to eat traditional finance's lunch—or at least a significant portion of its fees.

Spotlight on the Contenders

While Avalanche consolidates at a notable $12.25, attention is pivoting to protocols building on top of the infrastructure. Digitap ($TAP) emerges as a prime example, positioning itself at the intersection of this trend. It's not trying to be the next smart contract platform; it's aiming to be the bank that runs on them. The thesis is simple: as blockchain adoption grows, users won't want to bridge back to fiat for every transaction. They'll demand integrated, crypto-native financial services.

The move from infrastructure to application marks a maturation in the crypto market. The smart money is betting that the next wave of adoption won't be driven by which chain is fastest, but by which application is most useful. And right now, nothing is more useful than reinventing the wallet—turning it from a simple storage vault into a full-service financial hub. After all, what's the point of building a better highway if you're just going to park your Lamborghini in a dusty old garage?

Avalanche’s $12 Zone Shows the Limits of Layer-1 Narratives.

Avalanche is a layer-1 blockchain that represents what many beginners first encounter when learning “ infrastructure?”: speed, scalability, and a broader network ecosystem. The network still matters, but price action tells a blunt story: AVAX has recently traded in the $12.25–$12.35 zone during December sessions, and it remains far below earlier cycle highs. 

CoinMarketCap lists Avalanche with a market cap of around $5.29 billion and a circulating supply north of 429 million AVAX, placing it among large-cap, widely followed crypto projects. That scale is a double-edged sword. Large caps can be safer than micro-caps, but outsized multiples often get harder when a token already sits inside the top ranks and competes with many similar layer-1 stories.

Avalanche’s market capitalization has traded within a narrow range during recent December sessions, reflecting limited momentum across large-cap layer-1 networks. Source: CoinMarketCap

The bigger issue is not that Avalanche fails. The issue is that the layer-1 category is highly competitive, with multiple networks offering similar technical claims. When several chains can claim fast transactions and developer tooling, the market starts asking a tougher question: which actually show signs of everyday usage that creates steady demand?

Layer-1 Fatigue: When Better Tech Stops Moving the Price

Layer-1 fatigue usually shows up in a simple way: strong infrastructure exists, but the average user still does not feel a daily reason to hold or use the token. That weakens the story during slow markets.

During bearish or choppy conditions, some investors look for projects that:

• Have visible usage right now,
• Offer a clear “why this matters today,” and
• Can keep working even when charts look ugly.

That is where the neobank narrative becomes powerful. A money app that helps with payments, conversions, and spending can be explained in plain terms. A new consensus mechanism or subnet design cannot.

This creates an opening for app-first tokens, especially those tied to stablecoin spending, payment rails, and real financial habits.

Digitap’s Neobank Angle Turns Crypto Utility Into Daily Behavior

Digitap is positioned as a live global money app built around a straightforward promise: make crypto and fiat easier to hold, convert, and spend in one place. Live presale stats and timers signal active marketing and ongoing demand rather than a static roadmap.

In bear-market terms, the appeal is practical:

• A working product,
• A finance-first design,
• A token ($TAP) tied to an app that can generate activity beyond speculation.

Digitap’s presale structure highlights a staged pricing model, with recent rounds priced around $0.0383 with the next programmed increase to $0.0399, making the entry math transparent and trackable.

Digitap’s broader defensive pitch is also aligned with the bear-market guide: utility first, value capture second, HYPE last. That defensive framing is reinforced by Digitap’s token design. Digitap says a portion of platform activity is intended to support buybacks, with tokens designed to be removed from circulation as part of its deflationary model.

This fixed-supply approach is meant to reduce dilution and support long-term value during volatile market cycles.

On the trust side, Digitap emphasizes transparency and compliance. The platform works with licensed financial partners and has undergone independent security audits, which helps address the caution many beginners feel after years of high-profile crypto failures.

Presale Snapshot: Numbers, Timing, and the Christmas Momentum Layer

Digitap’s presale metrics have been evolving quickly across stages. Recent presale updates show Digitap approaching a major milestone, with roughly 156 million $TAP sold, more than $2.8 million raised, and over 120,000 wallets connected during a bearish market.

That kind of step-by-step pricing ladder is part of the presale appeal: the entry price is known, and the next price is posted publicly, a structure often highlighted when investors search for.

The seasonal overlay adds another short-term driver. Digitap’s 12 Days of Christmas campaign is a festive countdown where new rewards arrive every day, giving users a reason to return and unwrap new offers. That structure is designed to increase repeat check-ins, which strengthens community activity at a time when many crypto projects go quiet.

Avalanche vs. Digitap: A Clearer “Value Path” in This Market

A clean comparison helps explain why the neobank bid has momentum:

Avalanche can still benefit if the entire market turns risk-on and layer-1 narratives return. But the search intent often reflects a preference for assets with clearer near-term narratives and easier real-world explanations.

That is where Digitap’s positioning is stronger: a product that maps to daily finance, plus a presale that posts visible pricing steps and campaign-based engagement.

Why Digitap Fits the Better Choice Frame in a Bearish Holiday Market

Avalanche remains a major name, and major names can rally hard when conditions improve. But in a market where prices drift, and confidence is fragile, the current environment rewards a different kind of story: utility that stays relevant even when prices drift.

Digitap’s pitch is built for that setup:

• A working money app story rather than a future network story
• A staged presale with trackable price increases and public metrics
• A Christmas campaign cadence that encourages repeat attention twice per day during the campaign window. 

In a market where layer-1 fatigue is real, the neobank bid offers a more direct narrative: money movement, spending, conversions, and a token tied to that behavior.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway.