XRP Price Prediction: Coinbase USD–XRP Volume Skyrockets 365% in Early 2026 – Will ETFs Fuel a Return to $3?

XRP trading erupts on a major U.S. exchange, signaling a potential sea change for the embattled asset. A staggering 365% surge in USD-XRP volume on Coinbase kicks off 2026, lighting a fire under the perennial question: is this the catalyst for a run back to its former $3 glory?

The ETF Gambit

All eyes pivot to the potential of Exchange-Traded Funds. The logic is seductive for the crypto faithful—regulated, mainstream investment vehicles funneling institutional capital directly into XRP. It’s the old Wall Street playbook: repackage, relabel, and watch the money flow. Can a financial instrument often criticized for its blandness provide the spark for XRP’s volatile renaissance?

Volume Precedes Price

Market veterans cling to the adage. This volume explosion isn’t just noise; it’s a direct signal of mounting buyer interest and liquidity flooding the gates. It’s the kind of momentum that historically builds foundations for major price moves, turning stagnant charts into parabolic dreams.

A $3 Target in the Crosshairs

The triple-digit price point remains the holy grail for XRP holders, a symbol of validation and wealth last seen in a different market era. Reaching it demands more than nostalgia—it requires a sustained tidal wave of demand, one that a spot ETF could theoretically unleash. The path is fraught, littered with regulatory hurdles and competitor assets vying for the same capital.

The journey back to $3 hinges on a simple, cynical wager: that enough traditional finance players will overlook years of legal drama for a slice of the potential action. The volume spike is the first bet. An ETF approval would be the all-in raise. The market is now waiting to see if the hand is a bluff or a winner.

Historical Pattern Suggests Major XRP Rally Ahead

According to observations made by Chad Steingraber, a crypto investor and game designer, the first 90 minutes of 2026 saw XRP ETFs climb above $7 million, with Bitwise leading, posting a 5% uptick following the U.S. market open.

Direct USD to XRP Volume on Coinbase is up 365.51% over the past couple of hours.

USD means NEW $ buys coming in, not swapping with existing stablecoins… https://t.co/Mq6CCOG8rj pic.twitter.com/Cs9gEGZ05t

The XRP token has responded positively to this volume increase, jumping 5.89% in the last 24 hours with spot volume exceeding $2.73 billion, representing a 60% increase from yesterday.

With XRP now trading close to the $2.00 psychological level, analysts have observed that the token is nearing a break above the 21-month EMA.

The last time XRP touched theback in December 2017, it led to a massive rally in January 2018.

Now that December 2025 witnessed a replica of this pattern, analysts project XRP will break above the $2.00 level and revisit the $3.37 mark before targeting a new high above $4.00.

XRP Price Prediction: Monthly Chart Shows Long-Term Bullish Transition

The monthly XRP chart highlights a clear long-term transition from accumulation into renewed bullish expansion, while also showing the market is currently digesting a sharp rally.

After spending several years trading below its former resistance, XRP broke decisively higher in 2024-2025, reclaiming the $1.20-$1.45 zone that had previously capped price action.

That reclaim marked a structural shift in market control and enabled the advance toward the $2.00 region, which has since been tested and now functions as a pivotal short-term decision level.

The current pullback from recent highs appears corrective rather than trend-ending. Price is consolidating above the former breakout area around $1.45-$1.50, which represents key support.

Maintaining above this zone preserves the bullish structure and suggests the market is establishing a higher low following an impulsive advance.

The $2.32 level emerges as the main bullish confirmation zone. A sustained reclaim above it WOULD likely signal continuation toward the $3.00-$3.10 region, which aligns with the projected 2026 bull target and sits just below the January 2018 highs near $3.31.

Momentum indicators support this interpretation. The RSI has cooled from overbought conditions but remains elevated relative to historical bear-market levels, indicating consolidation rather than distribution.

This momentum reset provides capacity for another upside leg if buyers re-enter at support.

Maxi Doge Raises $4.3M to Position for XRP-Led Rally

If XRP reclaims the $3.00 level and resumes its bullish rally, presale projects like Maxi Doge (MAXI) would attract capital from investors seeking high ROI opportunities.

Maxi Doge is an early-stage memecoin following the Dogecoin playbook that helped it pump over 10x during the 2023-2024 breakout rally.

The presale project has now established an alpha channel to help traders exchange insider tips and share trade ideas, like the early days of Dogecoin.

The MAXI presale has already raised over $4.3 million and offers 70% annual staking rewards for early participants at the current $0.000276 price.

To buy early before price increases, visit the official Maxi DOGE website and connect a crypto wallet like Best Wallet.

You can pay with existing crypto like USDT and ETH, or use a bank card to complete your purchase immediately.